If your mortgage exceeds your property value anywhere in the United States, foreclosure is not your only option. We provide nationwide debt settlement, allowing homeowners to walk away with zero remaining liability.
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Cristina Gaspar and JD Summa founded Mr. Short Sale after witnessing the same costly mistake again and again: homeowners losing everything not because they had no options, but because they didn't know they had one.
Determined to rewrite that outcome, they built a company designed to replace panic with strategy and foreclosure with a controlled, results-driven exit.
Together, they built a model grounded in urgency, precision, and deep lender expertise, turning a misunderstood process into a powerful financial strategy when executed correctly.
Everything they do is driven by a shared mission: to educate homeowners and save as many Americans as possible from the devastating impact of foreclosure.
After our Westchester business was restructured, we fell behind on a luxury property mortgage. We owed nearly nine hundred thousand dollars on a home worth six hundred thousand. Cristina and JD structured a plan that cleared our debt. The bank released us completely with no tax penalties.
Our mortgage was in active foreclosure, and an auction was scheduled in three weeks. Mr. Short Sale intervened instantly. They halted the auction, managed the Bank of America negotiations, and structured a short sale. We walked away with ten thousand dollars in relocation assistance and a clean credit profile.
The emotional weight of being underwater was paralyzing. JD designed an incredibly detailed market appraisal that convinced Chase our short sale proposal was their best asset resolution. Their professional handling of this stressful transaction was worth everything to our family.
Every consultation is conducted with strict, absolute confidentiality. We will analyze your lender, evaluate your current home value, and map out your precise strategy to exit with zero remaining balance.
